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Please note: You will not be covered for holiday cancellation until your policy start date. Choose today’s date if you want cover as soon as possible.

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MRL Car Hire Excess

Car Hire Excess Insurance

When hiring a car at home or on holiday, you will know that insurance comes as standard. But did you know that you may not have the full protection you need. Yes, you will be covered if the car gets damaged or stolen, so you will only have to pay the excess. But amazingly there will be some parts of the car that may not be covered, such as a windscreen, roof, tyres or the undercarriage, if damaged.

Excess on these policies can be high and vary, but typically you can expect these charges to be between £500 and £1,500. By taking out our car hire excess insurance, you will cover the excess charges and have added protection should anything happen.

You will be covered up to £6,000 for a single event or up to £6,000 for a series of events involving fire, theft, vandalism, physical damage including windscreen, roof, tyres and the under carriage; and towing costs relating to this loss or damage. Our insurance also provides cover if you are locked out of the car, require replacement keys or have your baggage stolen from the vehicle.

What does our Car Hire Excess Insurance cover?

  • Up to £6,000 for any single trip incident
  • Up to £6,000 for a series of incidents during any single car rental agreements
  • Up to £300 in the event of theft or damage to your baggage while in your rental vehicle
  • Up to £500 for replacing a lost or stolen key
  • Up to £500 for putting the wrong type of fuel into your hire car.
  • Up to £100 of the cost to open a vehicle by a locksmith.
  • Up to £1000 if you suffer an injury in a road rage incident or in a car jacking

Our car hire excess insurance is underwritten by Vienna Insurance Group and managed by Linkham Services Limited, who are registered with the FCA (733481).